Our Social Responsibility
NFC believes in social responsibility and offering a true fiduciary alternative in a professional environment with foresight as to what is best for the consumer.
NFC’s responsible lending practices include, but are not limited to:
· Verification of all the information provided by the consumer on the NFC application.
· Calculation
of Consumer’s debt to income ratio. This is conducted in order to not
only
ascertain the viability of loan
repayment, but also the ability of the consumer to meet
their debt
obligation without being overly burdened by an unrealistic vehicle loan
payment.